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"Stop calling me. / Chapter 3 / 10

Chapter 3: The House He Thought Was His

I set the phone face-down on Mr.

Pendelton's desk without answering it.

"Tell me about the house," I said.

Mr.

Pendelton folded his hands.

"Rosalind purchased the San Diego property in 1998, before Brandon was married the first time.

It has always been in her name alone.

Three years ago, after her stroke, Brandon came to me with a deed transfer he wanted her to sign."

"She didn't sign it."

"She did not." He opened a second folder on his desk.

"She came to me instead.

Quietly.

Without telling Brandon.

She updated her will and placed the property into a trust." He slid a document across the desk.

"With you as the sole beneficiary."

I looked at the page.

My name.

Printed clearly.

Lucia Vargas-Whitmore.

"He doesn't know," I said.

"He has no idea.

He has been operating under the assumption that the house transfers to him automatically as her only child." Mr.

Pendelton paused.

"It does not."

My phone buzzed again.

I turned it over.

Brandon.

I pressed decline.

"How long has she been planning this?"

"Since the transfer attempt.

That was the moment she understood what kind of man her son had become." Mr.

Pendelton's voice stayed even, but something behind his eyes tightened.

"She told me she was ashamed.

Those were her exact words.

She said, 'Arthur, I am ashamed of him, and I will not let Lucia walk away with nothing after everything she has given.'"

I pressed my fingers flat against the desk to keep my hands still.

"What about the USB drive?" I asked.

He nodded slowly.

"That is where it becomes more complicated." He gestured toward the drive still sitting in the open box.

"Rosalind was not a technical person, as you know.

But her neighbor's daughter helped her.

Over fourteen months, she compiled financial records — transfers, account statements, wire confirmations."

"What kind of transfers?"

"The kind that do not appear in a joint account." He let that sit for a moment.

"Brandon has a second account.

Has had it for at least four years.

Rosalind found the statements in his home office when he was traveling.

She photographed every page."

The room felt very still.

"He was moving money," I said.

Not a question.

"Significant amounts.

Regularly.

Into an account that does not carry your name." Mr.

Pendelton looked at me directly.

"Your divorce attorney will want to see everything on that drive before any settlement discussions begin."

My phone lit up a third time.

This time it was a text.

*Lucia, I'm landing tomorrow morning.

We need to talk.

I know you're upset.

Just wait.*

I read it twice.

Then I set the phone back down.

"Mr.

Pendelton," I said.

"What time does your office open tomorrow?"

"Eight o'clock."

"I'll be here at eight." I picked up the USB drive and both envelopes.

"And I'll be bringing my own lawyer."

He stood when I did.

"Rosalind chose well," he said simply.

I didn't answer.

I tucked the drive into my bag, picked up my coat, and walked out into the gray San Diego morning.

Brandon's flight landed in less than twenty-four hours.

And he still believed he was coming home to an empty house and a wife who had nowhere else to go.

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He had no idea the house was already mine.

What he also didn't know — what I didn't know yet either — was that the woman in the photograph had already called a lawyer of her own.

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